SME Lending — Disburse, Collect & Scale

Modern disbursement and collection infrastructure that helps lenders deliver instant funding and deliver seamless repayment experiences.

The SME Lending Challenge

Alternative lenders compete on speed and experience. Traditional disbursement and collection processes create friction that today's borrowers will not accept.

Slow disbursement timelines

Fragmented collection channels

Manual reconciliation overhead

Limited borrower visibility

The SME Lending Challenge

Alternative lenders compete on speed and experience. Traditional disbursement and collection processes create friction that today's borrowers will not accept.

Slow disbursement timelines

Fragmented collection channels

Manual reconciliation overhead

Limited borrower visibility

Product

Disburse. Collect. Scale.

Take control of lending operations with infrastructure built for modern SME lending at any scale.

Instant Loan Disbursement

Push approved loan amounts directly to borrower accounts within minutes across 40+ countries.

Real-time bank transfers

Multi-rail payout options

Card disbursements available

Flexible Repayment Collection

Collect repayments through multiple channels with automated matching and reconciliation.

Virtual account deposits

Direct debit integration

Card payment acceptance

Features

Powering Modern SME Lending

MatchMove's lending infrastructure transforms how lenders disburse, collect, and manage loan payments.

  • Instant Disbursements

    Fund approved loans in minutes, not days. Real-time confirmation and complete audit trails for compliance.

  • Multi-Channel Collection

    Accept repayments via bank transfer, virtual account, direct debit, or card—all reconciled automatically.

  • Borrower Accounts

    Dedicated virtual accounts for each borrower enable clean fund segregation and simplified reconciliation.

  • Borrower Cards

    Issue branded cards for loan disbursement with real-time spend visibility and controls.

  • Automated Reconciliation

    Every payment automatically matched to the correct loan with exception handling and reporting.

  • Risk & Compliance

    Integrated KYC/AML, transaction monitoring, and regulatory reporting across all markets.

Benefits

Why Lenders Choose MatchMove

MatchMove's SME Lending infrastructure delivers measurable business value for lenders of all sizes.

Competitive Differentiation

Instant disbursements position you ahead of traditional lenders. Win more borrowers with same-day funding that competitors can't match.

Reduced Operational Cost

Automated disbursement, collection, and reconciliation eliminate manual processes and reduce error rates by up to 90%.

Better Credit Insights

Borrower accounts and cards provide real-time cash flow visibility for improved underwriting and monitoring.

Infinite Scalability

From hundreds to hundreds of thousands of loans—our infrastructure scales with your lending book without operational bottlenecks.

Use Cases

Built for Modern Lenders

With MatchMove, lenders can seamlessly integrate disbursement and collection into their lending workflows.

Digital Lending Platforms

Power end-to-end loan journeys from instant disbursement to automated collection and reconciliation.

Digital Lending Platforms

Power end-to-end loan journeys from instant disbursement to automated collection and reconciliation.

Invoice & Trade Finance

Disburse against approved invoices instantly and collect repayments as invoices are paid.

Invoice & Trade Finance

Disburse against approved invoices instantly and collect repayments as invoices are paid.

Embedded Lending

Enable platforms to offer point of need financing with instant disbursement to merchant or customer accounts.

Embedded Lending

Enable platforms to offer point of need financing with instant disbursement to merchant or customer accounts.

Testimonials

Hear from our Partners

Hear how leading businesses are transforming their financial operations with MatchMove's embedded finance solutions.

  • Our Infii Finance platform needed a banking infrastructure that could handle serious volume and meet regulatory requirements but without the complexity of building it ourselves. MatchMove's Banking Wallet OS™ provided exactly that. MatchMove's API-first approach made integration remarkably straightforward. Their technical team provided clear documentation, responsive support during our UAT phase, and the flexibility to customize solutions for our Infii Finance platform. They handled the regulatory compliance, network relationships, and operational complexity so we could focus on building our customer experience.

    Wye Joon

    Director

  • Singapura Finance and MatchMove partnered to launch Vivid, a savings account that combines the benefits of a high-interest deposit account with the convenience of a prepaid Mastercard and digital wallet. Customers can earn competitive interest on their deposits while accessing funds instantly for everyday spending through the Vivid e-Wallet app. Powered by MatchMove’s reliable Banking-as-a-Service platform allowing Vivid to deliver a seamless and user-friendly experience. We appreciate MatchMove’s responsive and professional collaboration throughout this partnership. They have been instrumental in allowing us to focus on innovation and customer service.

    Melvin Yeo

    Chief Operating Officer

  • As an innovative leader in the pawnbroking industry, Maxi-Cash aspires to provide access to greater demographics by leveraging on fintech providers like MatchMove, which enable us to offer neobanking. Providing convenience and meeting short-term financial needs of our customers have been core to the growth of Maxi-Cash. With the addition of MaxiPAY to our business, we are able to offer more convenience to the consumers, by accessing a digital banking-like experience at their fingertips. The MatchMove team has shown great support in launching MaxiPAY and has also helped educate our customers in how best to leverage the app.

    Ng Kean Seen

    CEO of Maxi-Cash

  • Our Infii Finance platform needed a banking infrastructure that could handle serious volume and meet regulatory requirements but without the complexity of building it ourselves. MatchMove's Banking Wallet OS™ provided exactly that. MatchMove's API-first approach made integration remarkably straightforward. Their technical team provided clear documentation, responsive support during our UAT phase, and the flexibility to customize solutions for our Infii Finance platform. They handled the regulatory compliance, network relationships, and operational complexity so we could focus on building our customer experience.

    Wye Joon

    Director

  • Singapura Finance and MatchMove partnered to launch Vivid, a savings account that combines the benefits of a high-interest deposit account with the convenience of a prepaid Mastercard and digital wallet. Customers can earn competitive interest on their deposits while accessing funds instantly for everyday spending through the Vivid e-Wallet app. Powered by MatchMove’s reliable Banking-as-a-Service platform allowing Vivid to deliver a seamless and user-friendly experience. We appreciate MatchMove’s responsive and professional collaboration throughout this partnership. They have been instrumental in allowing us to focus on innovation and customer service.

    Melvin Yeo

    Chief Operating Officer

  • As an innovative leader in the pawnbroking industry, Maxi-Cash aspires to provide access to greater demographics by leveraging on fintech providers like MatchMove, which enable us to offer neobanking. Providing convenience and meeting short-term financial needs of our customers have been core to the growth of Maxi-Cash. With the addition of MaxiPAY to our business, we are able to offer more convenience to the consumers, by accessing a digital banking-like experience at their fingertips. The MatchMove team has shown great support in launching MaxiPAY and has also helped educate our customers in how best to leverage the app.

    Ng Kean Seen

    CEO of Maxi-Cash

Power Your SME Lending Growth with MatchMove

Join the lenders that have transformed their disbursement and repayment operations with MatchMove's SME lending infrastructure.

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